What is Immaculate Enterprises, LLC?

Company Moto:

Affordable housing for our home buyers is our goal. We strive to help as many people as we can to achieve the American Dream of home ownership.

In today’s unstable economic conditions we realized a private investor is possibly the best vehicle for a person that is having trouble finding financing. The private investor can also benefit from the programs of creative financing that we offer to our future homeowners. Our investors will have the ability to share in the rebuilding of America.

How we came into being

To define the reason for a company, is to understand how Immaculate Enterprises, LLC began.

· Immaculate (adjective) singular- perfectly correct, without a flaw, fault or error.

· Enterprises (noun) plural- Willingness to venture on such undertakings; readiness to take risks or try something untried; energy and initiative.

· LLC- A perfect structure for our future development.

This is only the beginning of the story of Immaculate Enterprises, LLC. Immaculate Enterprises, LLC is a company working in the now, for a brighter future of America.

Immaculate Enterprises, LLC takes necessary risks with regard to exploring new opportunities of loan modifications for homeowners who were unfortunately victims of subprime lending. These are American who longed for The Dream of Homeownership.

They paid their mortgages in a timely manner, until the loan payment reset and double, and in some cases close to triple.

Immaculate Enterprises, LLC recognized an opportunity to correct the error of the sub prime lending, which resulted in the decline of home values.

With people “upside down” on their mortgages, and unable to refinance for lack of equity, many of them have been cornered into leaving their homes.

One goal of Immaculate Enterprises, LLC is to help those that are now facing this loan reset and are currently in default on a matured loan. Our fellow Americans have exhausted the options of refinancing to only be turned down due to low or negative equity.

Not being able to short sale because the asking price would still be above the current market value. Not being able to negotiate with the lender for a loan modification with the lender for loan modification.

Ultimately, waiting for the Sheriff to arrive on their doorstep to remove them from their home, or abandoning the property due to hopelessness.

Immaculate Enterprises, LLC solution to this flaw in our housing industry is not only a help to the homeowner, but is also an assist to the lender. Immaculate Enterprises, LLC negotiates with the loss mitigator to purchase the defaulted mortgage at a discount. Then we modify the loan amount to a doable amount for the homeowner. Thereby removing the loan from the lenders non performing assets, to a performing asset, this is great for their books. We create a win-win-win situation for the homeowner, the bank, and Immaculate Enterprises, LLC.

We make money on the monthly payments by the homeowner and at the end of the five (5) year loan contract, or from the resell of the mortgage.

When Immaculate Enterprises, LLC wins our investors win. This is only part of Immaculate Enterprises, LLC story. We can also assist new homeowners to purchase their first home, there upon delivering the American Dream, transforming impossibilities into realities.

The company formation started 28 January 2008 in the state of California. The original goal was to offer creative financing to those with less than stellar credit.

The company would also employ the buy and hold technique to build its asset portfolio. The company has a relationship with the Trump Organizaion. With the formation of this alliance Immaculate Enterprises, LLC has now added the goal of purchasing distressed mortgages to help people facing foreclosure. These mortgages are secured by Real Estate.